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I didn't think I had any more hate in me to allocate to Gordon Brown, but I found a whole new reserve today after hearing about this retroactive mortgage payment insurance protection free of charge effort of his to save home owners from repossessions.

You fucking commie jock opportunistic waste of every one's time. This little piece of political maneuvering has nothing to do with the economy. Economics is supposed to be able about efficiency and fairness for all, this is just about giving a freebie to the demographic of the country he needs to re-elect him in two years.

I've had such a complex about not being able to provide for myself since I had to give up work and now suddenly most of the middle class is being given a free ride and all because they bought houses they knew they couldn't afford, but went ahead and loaded up on debt anyway cause they couldn't live without a home with some decking. If you're about to take advantage of this gift, you're a border line thieving bastard that's what I always say.

There's a fine fucking line between accepting Gordon Brown's bribe and walking into Curry's, lifting one of their 42" HD TV's off the shelf and just walking out with it. When they stop you at the door just say sorry, I'm a bit short this month, I tell you what, let me have this and I'll try harder in the future to just buy stuff I can afford OK geezer?

This does nothing to ease us out of a recession or unblock the banking credit system. The suggestion that it'll lift the fear of repossession from these home owners and they'll immediately run out and spend spend spend like it's 1999 completely contradicts the point of the initiative in the first place. If these people had been stowing away their cash instead of spending it in case of a recession, they'd all have too much in the bank to qualify for this protection.

This is like rent controlled buildings, it helps the people already in there, but does nothing for the people trying to get in there. This is fine for people with houses, but does nothing for people trying to get on the property ladder or anyone else. It just helps Gordon Brown's voters to enjoy the life they've become accustomed to up until the next election. Once he's been safely re-elected you're all on your own.

No one has a god given frickin right to own a £400,000 house and having seven kids might not have been entirely necessary either. If times are tough and you have to move to a poorer area or live in a smaller house or heaven forbid, rent, and maybe not have an SUV, tough shit and if maybe you can't enjoy the luxury of your unprotected cock up your wife's jaff quite so often, so be it.

This isn't the same speech as Ebenezer Scrooge gave the charity collectors - are there no prisons, no work houses? - it's just - you live within your means please or the countries going to go broke. Not too much to ask surely? Obviously it was.